About
David Chaston is the publisher of interest.co.nz and is commited to ensuring readers get the latest information on interest rates, and the forces that move them.
David Chaston
Latest articles
A review of things you need to know before you sign off on Friday; Kiwibank & Co-op cut rates, house buyer choice at decade high, Spark dumped, Fonterra bullish, exports shine, swaps on hold, NZD firms, & more
21st Feb 25, 3:59pm
90
A review of things you need to know before you sign off on Friday; Kiwibank & Co-op cut rates, house buyer choice at decade high, Spark dumped, Fonterra bullish, exports shine, swaps on hold, NZD firms, & more
Kiwibank has jumped to the head of the queue with its latest fixed home loan offers, targeting the most popular terms at the short end
21st Feb 25, 10:31am
23
Kiwibank has jumped to the head of the queue with its latest fixed home loan offers, targeting the most popular terms at the short end
US data looks topped out; Canadian PPI rises; Taiwan export orders slip; Aussie workforce grows; container freight rates fall faster; UST 10yr at 4.50%; gold up and oil holds; NZ$1 = 57.6 USc; TWI = 67.2
21st Feb 25, 7:19am
90
US data looks topped out; Canadian PPI rises; Taiwan export orders slip; Aussie workforce grows; container freight rates fall faster; UST 10yr at 4.50%; gold up and oil holds; NZ$1 = 57.6 USc; TWI = 67.2
[updated]
A review of things you need to know before you sign off on Thursday: more find it tough to afford housing, child poverty progress ends, hot NZGB tender, Kiwibank gets ready to fundraise, swaps stable, NZD firmish, & more
20th Feb 25, 3:59pm
101
A review of things you need to know before you sign off on Thursday: more find it tough to afford housing, child poverty progress ends, hot NZGB tender, Kiwibank gets ready to fundraise, swaps stable, NZD firmish, & more
[updated]
The ground is about to sink faster for savers. ANZ brings back a TD rate starting with a '3', and now only one bank offers a rate starting with a '5'
20th Feb 25, 9:12am
23
The ground is about to sink faster for savers. ANZ brings back a TD rate starting with a '3', and now only one bank offers a rate starting with a '5'
US data shaky as US policies grow increasingly unstable; Japan machinery orders fall; China house prices fall; UK inflation rises; UST 10yr at 4.56%; gold dips and oil firms; NZ$1 = 57.1 USc; TWI = 67.2
20th Feb 25, 7:19am
90
US data shaky as US policies grow increasingly unstable; Japan machinery orders fall; China house prices fall; UK inflation rises; UST 10yr at 4.56%; gold dips and oil firms; NZ$1 = 57.1 USc; TWI = 67.2
[updated]
A review of things you need to know before you sign off on Wednesday; rush to drop floating rates, REINZ sees more sales at lower prices, farmers act like top dogs, PPI high, swaps stable, NZD lower, & more
19th Feb 25, 3:58pm
110
A review of things you need to know before you sign off on Wednesday; rush to drop floating rates, REINZ sees more sales at lower prices, farmers act like top dogs, PPI high, swaps stable, NZD lower, & more
The Red Bank pulls away from its sub 5% rate offer, but ANZ then jumped in with a 4.99% two year fixed carded offer
19th Feb 25, 3:07pm
49
The Red Bank pulls away from its sub 5% rate offer, but ANZ then jumped in with a 4.99% two year fixed carded offer
Banks quick out of the blocks with cuts to floating home loan rates - and they are also cutting savings account rates at the same time
19th Feb 25, 2:05pm
56
Banks quick out of the blocks with cuts to floating home loan rates - and they are also cutting savings account rates at the same time
Dairy prices slip; US business sentiment mixed; Canada inflation pressure rises; German business sentiment rises; RBA makes a hawkish cut; UST 10yr at 4.54%; gold and oil up; NZ$1 = 57 USc; TWI = 66.9
19th Feb 25, 7:19am
52
Dairy prices slip; US business sentiment mixed; Canada inflation pressure rises; German business sentiment rises; RBA makes a hawkish cut; UST 10yr at 4.54%; gold and oil up; NZ$1 = 57 USc; TWI = 66.9
Reserve Bank of Australia cuts its cash rate by 25 basis points to 4.1% citing progress on getting inflation down towards its target range
18th Feb 25, 4:32pm
9
Reserve Bank of Australia cuts its cash rate by 25 basis points to 4.1% citing progress on getting inflation down towards its target range
[updated]
A review of things you need to know before you sign off on Tuesday; TSB launches a hot one year mortgage rate, population growth slows and ages, Heartland gets vehicle loan indigestion, swaps firm, NZD eases, & more
18th Feb 25, 3:59pm
67
A review of things you need to know before you sign off on Tuesday; TSB launches a hot one year mortgage rate, population growth slows and ages, Heartland gets vehicle loan indigestion, swaps firm, NZD eases, & more
[updated]
TSB shines with a pre-RBNZ rate drop for fixed home loan rates, with their one year rate at a market leading level not seen since May 2023 from any other bank
18th Feb 25, 8:43am
13
TSB shines with a pre-RBNZ rate drop for fixed home loan rates, with their one year rate at a market leading level not seen since May 2023 from any other bank
Canadian housing starts rise; Singapore's exports fall; so do China's car sales and India's exports; eyes on RBA review, tinged with uncertainty; UST 10yr at 4.49%; gold up and oil little-changed; NZ$1 = 57.4 USc; TWI = 67.2
18th Feb 25, 7:19am
59
Canadian housing starts rise; Singapore's exports fall; so do China's car sales and India's exports; eyes on RBA review, tinged with uncertainty; UST 10yr at 4.49%; gold up and oil little-changed; NZ$1 = 57.4 USc; TWI = 67.2
A review of things you need to know before you sign off on Monday; TM Property listing load rises, services shift to expansion, migration flows slow, tourist arrivals speed up, a2 Milk has huge cash hoard, swaps and NZD stable, & more
17th Feb 25, 3:59pm
74
A review of things you need to know before you sign off on Monday; TM Property listing load rises, services shift to expansion, migration flows slow, tourist arrivals speed up, a2 Milk has huge cash hoard, swaps and NZD stable, & more
China goes on a new debt splurge; China FDI dives; Singapore growth rises, Malaysia's declines; US retail disappoints; Canada credit conditions tighten; UST 10yr at 4.48%; gold and oil down; NZ$1 = 57.4 USc; TWI = 67.3
17th Feb 25, 7:20am
55
China goes on a new debt splurge; China FDI dives; Singapore growth rises, Malaysia's declines; US retail disappoints; Canada credit conditions tighten; UST 10yr at 4.48%; gold and oil down; NZ$1 = 57.4 USc; TWI = 67.3
US activity data holding; US tariff war policies revealed; China new lending spurts dramatically higher; China FDI plunges; India gains huge leverage over Trump; UST 10yr at 4.48%; gold and oil down; NZ$1 = 57.4 USc; TWI = 67.3
15th Feb 25, 8:39am
59
US activity data holding; US tariff war policies revealed; China new lending spurts dramatically higher; China FDI plunges; India gains huge leverage over Trump; UST 10yr at 4.48%; gold and oil down; NZ$1 = 57.4 USc; TWI = 67.3
A review of things you need to know before you sign off on Friday; SBS ends 5.35% TD special, rents flat, food prices surprise, PMI expands, NZX50 firm, swaps stable, NZD firm, & more
14th Feb 25, 3:59pm
70
A review of things you need to know before you sign off on Friday; SBS ends 5.35% TD special, rents flat, food prices surprise, PMI expands, NZX50 firm, swaps stable, NZD firm, & more
US PPI stays high; US household debt rise modest; Japanese PPI rise stays elevated; EU industrial production weak; freight rates fall; UST 10yr at 4.54%; gold up and oil down; NZ$1 = 56.5 USc; TWI = 66.7
14th Feb 25, 7:19am
104
US PPI stays high; US household debt rise modest; Japanese PPI rise stays elevated; EU industrial production weak; freight rates fall; UST 10yr at 4.54%; gold up and oil down; NZ$1 = 56.5 USc; TWI = 66.7
A review of things you need to know before you sign off on Thursday; no retail rate changes, FHB choose carefully, retail goes backwards, mortgage brokers squeal, inflation expectations tame, swaps stable, NZD slips, & more
13th Feb 25, 3:59pm
90
A review of things you need to know before you sign off on Thursday; no retail rate changes, FHB choose carefully, retail goes backwards, mortgage brokers squeal, inflation expectations tame, swaps stable, NZD slips, & more
US inflation rises along with inflation expectations; Japanese machine tool orders up; India industrial growth eases; Aussie housing investors pull back; UST 10yr at 4.63%; gold and oil down; NZ$1 = 56.3 USc; TWI = 66.7
13th Feb 25, 7:19am
116
US inflation rises along with inflation expectations; Japanese machine tool orders up; India industrial growth eases; Aussie housing investors pull back; UST 10yr at 4.63%; gold and oil down; NZ$1 = 56.3 USc; TWI = 66.7
A review of things you need to know before you sign off on Wednesday; ASB cuts retail rates, ANZ cuts business rates, work visa surge, brighter truckometer, concrete pour low, corruption slide, swaps waver, NZD holds, & more
12th Feb 25, 4:00pm
93
A review of things you need to know before you sign off on Wednesday; ASB cuts retail rates, ANZ cuts business rates, work visa surge, brighter truckometer, concrete pour low, corruption slide, swaps waver, NZD holds, & more
ASB cuts its fixed mortgage rates to market lows, and cuts term deposit rates even harder, in moves much larger than wholesale rate changes
12th Feb 25, 8:29am
109
ASB cuts its fixed mortgage rates to market lows, and cuts term deposit rates even harder, in moves much larger than wholesale rate changes
Trump prevents corruption enforcement; Powell holds the line; Canada building activity rises; India defends the rupee; China targets food security; Aussie sentiment flat; UST 10yr at 4.54%; gold and oil up; NZ$1 = 56.6 USc; TWI = 66.8
12th Feb 25, 7:20am
150
Trump prevents corruption enforcement; Powell holds the line; Canada building activity rises; India defends the rupee; China targets food security; Aussie sentiment flat; UST 10yr at 4.54%; gold and oil up; NZ$1 = 56.6 USc; TWI = 66.8
A review of things you need to know before you sign off on Tuesday; no retail rate changes, QV sees intrigue in 2025 housing markets, Tower warns on climate risk, dairy payout has upside, swaps on hold, NZD eases, & more
11th Feb 25, 3:59pm
60
A review of things you need to know before you sign off on Tuesday; no retail rate changes, QV sees intrigue in 2025 housing markets, Tower warns on climate risk, dairy payout has upside, swaps on hold, NZD eases, & more