Personal Finance
January is when many call an end to a long-term personal relationship. Lynda Moore has seven things to consider if you too are contemplating this major change
15th Jan 25, 9:19am
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January is when many call an end to a long-term personal relationship. Lynda Moore has seven things to consider if you too are contemplating this major change
Term deposit savers are facing lower interest rates in 2025 from a number of factors, not the least of which is that banks face depressed lending opportunities. The DCS is also a factor
14th Jan 25, 10:26am
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Term deposit savers are facing lower interest rates in 2025 from a number of factors, not the least of which is that banks face depressed lending opportunities. The DCS is also a factor
Floating mortgage rates see a huge surge in popularity, with over $3.5 billion of lending done at floating rates in November, according to new RBNZ figures
13th Jan 25, 3:55pm
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Floating mortgage rates see a huge surge in popularity, with over $3.5 billion of lending done at floating rates in November, according to new RBNZ figures
Expectations are being built for big home loan rate cuts leading up to the February OCR review and beyond. But there is more going on in the world than weak NZ housing sales. What are the chances that mortgage rates will follow the OCR down?
12th Jan 25, 6:30am
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Expectations are being built for big home loan rate cuts leading up to the February OCR review and beyond. But there is more going on in the world than weak NZ housing sales. What are the chances that mortgage rates will follow the OCR down?
Gold gave back less than expected given a strong dollar and profit-taking, as a positive outlook and higher risk constrained outflows. Uncertainty in bond markets is likely to fuel interest in gold in January
9th Jan 25, 10:05am
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Gold gave back less than expected given a strong dollar and profit-taking, as a positive outlook and higher risk constrained outflows. Uncertainty in bond markets is likely to fuel interest in gold in January
Lynda Moore says now is a good time to develop a money plan - a roadmap for your financial goals and aspirations
7th Jan 25, 9:01am
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Lynda Moore says now is a good time to develop a money plan - a roadmap for your financial goals and aspirations
Lynda Moore says if you spent a bit more than you planned this holiday season, don't panic. There are ways to get on top of the overspending - and make yourself feel good about how you recover
31st Dec 24, 9:31am
Lynda Moore says if you spent a bit more than you planned this holiday season, don't panic. There are ways to get on top of the overspending - and make yourself feel good about how you recover
2025 is likely to be a year of rising risk, with 'blame', 'retaliation' and 'retribution' key policy drivers. How will we fare in these 'interesting times'? Time to record your 2025 predictions
30th Dec 24, 9:42am
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2025 is likely to be a year of rising risk, with 'blame', 'retaliation' and 'retribution' key policy drivers. How will we fare in these 'interesting times'? Time to record your 2025 predictions
After the unwelcome 2023 run-up, mortgage rates eased back in 2024. We provide some perspective and look ahead to 2025
27th Dec 24, 9:01am
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After the unwelcome 2023 run-up, mortgage rates eased back in 2024. We provide some perspective and look ahead to 2025
Lynda Moore says goal setting is about clarity, planning, and action. She has the roadmap to turn those ideas into accomplishments
24th Dec 24, 9:00am
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Lynda Moore says goal setting is about clarity, planning, and action. She has the roadmap to turn those ideas into accomplishments
[updated]
After the welcome 2023 run-up, term deposit rates eased back in 2024. We provide some perspective and look ahead to 2025
20th Dec 24, 10:01am
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After the welcome 2023 run-up, term deposit rates eased back in 2024. We provide some perspective and look ahead to 2025
Lynda Moore says before you look ahead to the New Year, some reflection can help you stay positive and get ready to build on the good bits from this year
19th Dec 24, 5:00am
Lynda Moore says before you look ahead to the New Year, some reflection can help you stay positive and get ready to build on the good bits from this year
[updated]
Consumer watchdog eyes $260m annual fee reduction for businesses accepting Mastercard & Visa cards, lower surcharges for consumers
18th Dec 24, 6:55am
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Consumer watchdog eyes $260m annual fee reduction for businesses accepting Mastercard & Visa cards, lower surcharges for consumers
The World Gold Council sees the prospects for gold in 2025 on a fine line influenced by rates, risk and growth
15th Dec 24, 11:02am
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The World Gold Council sees the prospects for gold in 2025 on a fine line influenced by rates, risk and growth
Non-bank deposit takers will be included in the Deposit Compensation Scheme starting in mid-2025. Our rate tables now identify these regulated financial institutions
13th Dec 24, 5:56am
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Non-bank deposit takers will be included in the Deposit Compensation Scheme starting in mid-2025. Our rate tables now identify these regulated financial institutions
The relentless trimming of bank term deposit rate cards has most of them on the cusp of falling below 5% for all terms
12th Dec 24, 10:06am
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The relentless trimming of bank term deposit rate cards has most of them on the cusp of falling below 5% for all terms
Draft decision on changes to regulation of Mastercard and Visa interchange fees coming next week
12th Dec 24, 5:00am
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Draft decision on changes to regulation of Mastercard and Visa interchange fees coming next week
Lynda Moore on how to handle difficult relationship or family issues that get focused on in looming holiday conversations
11th Dec 24, 9:35am
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Lynda Moore on how to handle difficult relationship or family issues that get focused on in looming holiday conversations
Latest Reserve Bank figures show a sharp rise in the amount of new borrowing on floating rates, while among fixed rates the one-year term has soared in popularity
9th Dec 24, 1:32pm
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Latest Reserve Bank figures show a sharp rise in the amount of new borrowing on floating rates, while among fixed rates the one-year term has soared in popularity
Kiwibank joins BNZ with some home loan rate cuts and hikes, matched with term deposit rate cuts (but no hikes)
9th Dec 24, 10:54am
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Kiwibank joins BNZ with some home loan rate cuts and hikes, matched with term deposit rate cuts (but no hikes)
Jay L. Zagorsky argues the way to control your spending this holiday season is to stick with cash
5th Dec 24, 10:49am
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Jay L. Zagorsky argues the way to control your spending this holiday season is to stick with cash
Lynda Moore has Black Friday stories. She wants to hear yours
[updated]
With swap rates probably falling about as far as they will go, but more OCR cuts coming, saver preferences for short term deposits will likely mean they are facing sharply lower offer rates
4th Dec 24, 12:12pm
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With swap rates probably falling about as far as they will go, but more OCR cuts coming, saver preferences for short term deposits will likely mean they are facing sharply lower offer rates
Online mortgage bank Heartland pushes all its fixed home loan rates down to the lowest level of any bank
4th Dec 24, 10:02am
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Online mortgage bank Heartland pushes all its fixed home loan rates down to the lowest level of any bank
Although BNZ's latest home loan rate moves are not to especially unique levels, their raising of rates at the long end signal a different shape in the rate curves
3rd Dec 24, 8:44am
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Although BNZ's latest home loan rate moves are not to especially unique levels, their raising of rates at the long end signal a different shape in the rate curves
