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Personal Finance

Reserve Bank figures show $1.58b rise in bank mortgage stock in October; amounts on floating mortgage rates rose by the most in over 13 years
2nd Dec 24, 2:29pm
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Reserve Bank figures show $1.58b rise in bank mortgage stock in October; amounts on floating mortgage rates rose by the most in over 13 years
ASB cuts fixed mortgage rates, and term deposit rates, signaling a final December push for precious housing sale transactions
2nd Dec 24, 7:30am
29
ASB cuts fixed mortgage rates, and term deposit rates, signaling a final December push for precious housing sale transactions
Banks launch confirmation of payee service, which is to be rolled out between now and Easter
28th Nov 24, 2:24pm
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Banks launch confirmation of payee service, which is to be rolled out between now and Easter
Reserve Bank increases its 2025 house price growth forecast; latest monthly figures show seasonally adjusted rise of 3.3% in committed mortgages; investors take biggest share of mortgage money since early 2021
28th Nov 24, 9:02am
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Reserve Bank increases its 2025 house price growth forecast; latest monthly figures show seasonally adjusted rise of 3.3% in committed mortgages; investors take biggest share of mortgage money since early 2021
[updated]
Yes, the OCR was cut, and floating rates have gone down. But so have some fixed rates. We track the fixed rate changes here
27th Nov 24, 3:48pm
7
Yes, the OCR was cut, and floating rates have gone down. But so have some fixed rates. We track the fixed rate changes here
[updated]
Co-operative Bank moves first and big, immediately followed by Kiwibank. Co-op cuts -70 bps. Kiwibank also cuts the full -50 bps for savers, but Cooperative Bank tempers some of its cuts to savers
27th Nov 24, 2:13pm
6
Co-operative Bank moves first and big, immediately followed by Kiwibank. Co-op cuts -70 bps. Kiwibank also cuts the full -50 bps for savers, but Cooperative Bank tempers some of its cuts to savers
Once you understand your needs, it’s much easier to make the decision about how and where to allocate your money
27th Nov 24, 9:43am
4
Once you understand your needs, it’s much easier to make the decision about how and where to allocate your money
[updated]
ANZ NZ unveils some mortgage and term deposit rate cuts ahead of Wednesday's Official Cash Rate review
26th Nov 24, 5:26pm
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ANZ NZ unveils some mortgage and term deposit rate cuts ahead of Wednesday's Official Cash Rate review
The World Gold Council thinks the rise of AI will be good for industrial demand for gold but that manufacturing innovation will limit the upside from this source
23rd Nov 24, 10:02am
by Guest
The World Gold Council thinks the rise of AI will be good for industrial demand for gold but that manufacturing innovation will limit the upside from this source
Early KiwiSaver withdrawals during October tick over $200 million for the first month ever
21st Nov 24, 3:17pm
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Early KiwiSaver withdrawals during October tick over $200 million for the first month ever
[updated]
With all the focus by home loan borrowers on short fixed rates (expecting rates to fall further soon), BNZ chops its six month fixed rate to under 6%, the lowest of any bank
21st Nov 24, 8:13am
23
With all the focus by home loan borrowers on short fixed rates (expecting rates to fall further soon), BNZ chops its six month fixed rate to under 6%, the lowest of any bank
Latest quarterly Household Expectations Survey for RBNZ finds households reckon the inflation rate will be 4.1% in a year and they're getting progressively less optimistic about their chances of finding new jobs
19th Nov 24, 3:35pm
27
Latest quarterly Household Expectations Survey for RBNZ finds households reckon the inflation rate will be 4.1% in a year and they're getting progressively less optimistic about their chances of finding new jobs
Finding your perfect small town: A fun guide for city dwellers seeking a change
19th Nov 24, 12:13pm
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Finding your perfect small town: A fun guide for city dwellers seeking a change
The World Gold Council explains what has been happening with gold since the US election, and what its prospects are from here
14th Nov 24, 12:25pm
by Guest
1
The World Gold Council explains what has been happening with gold since the US election, and what its prospects are from here
Latest quarterly Reserve Bank figures show the levels of new high debt-to-income borrowing are still well below the official limits that came into force in July this year
14th Nov 24, 10:35am
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Latest quarterly Reserve Bank figures show the levels of new high debt-to-income borrowing are still well below the official limits that came into force in July this year
Lynda Moore says moods and emotions impact money decisions.  Understanding them helps explain choices, and clarify whether they're wise
13th Nov 24, 11:01am
3
Lynda Moore says moods and emotions impact money decisions.  Understanding them helps explain choices, and clarify whether they're wise
Almost $7 billion sweetens the pot of KiwiSaver funds under management during the September quarter
12th Nov 24, 4:47pm
5
Almost $7 billion sweetens the pot of KiwiSaver funds under management during the September quarter
[updated]
Savers suffer falling term deposit rate drift as a number of factors weigh on how banks set these rates
11th Nov 24, 9:41am
31
Savers suffer falling term deposit rate drift as a number of factors weigh on how banks set these rates
ANZ NZ CEO Antonia Watson says the housing market's 'especially competitive' at the moment, at least in part due to low volumes of new loans
9th Nov 24, 8:45am
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ANZ NZ CEO Antonia Watson says the housing market's 'especially competitive' at the moment, at least in part due to low volumes of new loans
The IRD is changing rules to allow KiwiSaver Scheme members to move their previously transferred UK pensions to a new home
9th Nov 24, 8:30am
by Guest
2
The IRD is changing rules to allow KiwiSaver Scheme members to move their previously transferred UK pensions to a new home
Lynda Moore notes people start a small business for 'freedom' and find it doesn't work out like that. She has tips for how to get the balance back
6th Nov 24, 3:42pm
Lynda Moore notes people start a small business for 'freedom' and find it doesn't work out like that. She has tips for how to get the balance back
Latest Reserve Bank figures show six-month fixed rate terms maintaining their new found popularity - although there are signs of more variety in strategies being employed by the mortgage holders
5th Nov 24, 3:51pm
3
Latest Reserve Bank figures show six-month fixed rate terms maintaining their new found popularity - although there are signs of more variety in strategies being employed by the mortgage holders
Stats NZ says its household living-cost price indexes show household costs - including interest payments - rose 3.8% in the year to September
5th Nov 24, 11:41am
6
Stats NZ says its household living-cost price indexes show household costs - including interest payments - rose 3.8% in the year to September
TSB launches 5.69% 'special offer' for one year fixed home loan rate, lower than any main bank's carded rate for that term
5th Nov 24, 9:37am
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TSB launches 5.69% 'special offer' for one year fixed home loan rate, lower than any main bank's carded rate for that term
Sharesies co-CEO says the wealth platform has no plans to apply for banking license after announcing it will be joining forces with Mastercard in 2025 to offer a new payments system to Sharesies customers
5th Nov 24, 9:21am
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Sharesies co-CEO says the wealth platform has no plans to apply for banking license after announcing it will be joining forces with Mastercard in 2025 to offer a new payments system to Sharesies customers